Let's slash that debt in 2010! - Page 6

starbucks101 · Jan 24th, 2010, 15:21 PM

yer i know what you mean Linzi, my OH has £1900 & a £1000 student OD both maxed out! we really need to get on top of those aswell as everything else!

whiby · Jan 24th, 2010, 16:27 PM

Can I be a slasher too please?!!!

We need to move house but with hubby not working in order to finish his PGCE and look after Ethan money is really tight. I need to clear my overdraft before even thinking of taking on a bigger mortgage (if I can't find the money to do that, I surely can't find the money to meet bigger mortgage payments).

So I need to clear 2k. To recoup that in a year I need to save around £160 a month. Eek! If I can do that I can be confident that we will have the extra money to get a bigger mortgage.

emz87 · Jan 25th, 2010, 16:42 PM

Can i be a slasher aswell please!!
I currently have a student overdraft £2000 interest free for 2 more years
Oh student overdraft £2000 interest free until june
£250 on mothercare card
£120 on new look card
£60 on very
We also owe fil £620

we get rougly £1480 per month including child tax,working tax and child benefit.I am too looking forward to the "free" months of not paying pole tax.
I am going to start with paying my new look card off. and then half of the mothercare one.In the middle of feb me and oh get bonuses from work roughly around 200 wel be using that to pay fil back.it feels good to have some sort of plan to pay the money back

emz87 · Jan 25th, 2010, 16:44 PM

i never ever thought id be £5000 in debt and the overdrafts are going to be really hard to clear

starbucks101 · Jan 26th, 2010, 06:58 AM

God i didnt even count the money we owe family add another £3.5k on to our total! :'(

Blah11 · Jan 26th, 2010, 15:12 PM

How's everyone doing? I'm doing well, not used my debit card since this thread was created which is good!

Linzi · Jan 26th, 2010, 15:16 PM

Ive done terribly today but had an awful awful day. So streesed so bought bottle of wine & huge bar of choccy x

needausername · Jan 26th, 2010, 16:09 PM

Doing good. Not touched the credit cards since started in this thread. Paid E100 off visa today aswell as the savings and payment to mastercard last week. Get paid on Thursday so hoping to save a bit more from that.

Blah11 · Jan 27th, 2010, 01:23 AM

Nevermind Linzi, fresh start today

+ Well done Needausername you're doing reallly well.

I'm not sure how much I've managed to pay off but I hope it's something atleast

I'll have to see what my bank statement looks like after the 1st when all my bills come out. It was -1500 last month.. eek! Hope I've paid off about £250 this month.

needausername · Jan 27th, 2010, 13:23 PM

This weekend is going to be a huge drain on me. I have a weekend away for an important family celebration. That will be E200 for it so its alot of money but I have to go. I won't be drinking though so hopefully I will come home with some of that money!

Jan 24th, 2010, 15:21 PM	#51
starbucks101 Mum (Mom) Chat Happy BnB Member Join Date: Sep 2008 Location: Norfolk Posts: 1,033	yer i know what you mean Linzi, my OH has £1900 & a £1000 student OD both maxed out! we really need to get on top of those aswell as everything else!

Status: Offline

Jan 24th, 2010, 16:27 PM	#52
whiby Mum (Mom) Chat Happy BnB Member Join Date: Sep 2008 Location: Wales Posts: 1,220	Can I be a slasher too please?!!! We need to move house but with hubby not working in order to finish his PGCE and look after Ethan money is really tight. I need to clear my overdraft before even thinking of taking on a bigger mortgage (if I can't find the money to do that, I surely can't find the money to meet bigger mortgage payments). So I need to clear 2k. To recoup that in a year I need to save around £160 a month. Eek! If I can do that I can be confident that we will have the extra money to get a bigger mortgage.

Status: Offline

Jan 25th, 2010, 16:42 PM	#53
emz87 Pregnant (Expecting) Active BnB Member Join Date: Sep 2009 Location: wales Posts: 729	Can i be a slasher aswell please!! I currently have a student overdraft £2000 interest free for 2 more years Oh student overdraft £2000 interest free until june £250 on mothercare card £120 on new look card £60 on very We also owe fil £620 we get rougly £1480 per month including child tax,working tax and child benefit.I am too looking forward to the "free" months of not paying pole tax. I am going to start with paying my new look card off. and then half of the mothercare one.In the middle of feb me and oh get bonuses from work roughly around 200 wel be using that to pay fil back.it feels good to have some sort of plan to pay the money back

Status: Offline

Jan 25th, 2010, 16:44 PM	#54
emz87 Pregnant (Expecting) Active BnB Member Join Date: Sep 2009 Location: wales Posts: 729	i never ever thought id be £5000 in debt and the overdrafts are going to be really hard to clear

Status: Offline

Jan 26th, 2010, 06:58 AM	#55
starbucks101 Mum (Mom) Chat Happy BnB Member Join Date: Sep 2008 Location: Norfolk Posts: 1,033	God i didnt even count the money we owe family add another £3.5k on to our total! :'(

Status: Offline

Jan 26th, 2010, 15:12 PM	#56
Blah11 Mum (Mom) BnB Spammer Elite Join Date: May 2008 Posts: 32,872	How's everyone doing? I'm doing well, not used my debit card since this thread was created which is good!

Status: Online

Jan 26th, 2010, 15:16 PM	#57
Linzi Mum (Mom) BnB Elite Join Date: Oct 2007 Location: Leeds UK Posts: 15,769	Ive done terribly today but had an awful awful day. So streesed so bought bottle of wine & huge bar of choccy x

Status: Offline

Jan 26th, 2010, 16:09 PM	#58
needausername Other BnB Addict Join Date: May 2009 Location: Ireland Posts: 4,664	Doing good. Not touched the credit cards since started in this thread. Paid E100 off visa today aswell as the savings and payment to mastercard last week. Get paid on Thursday so hoping to save a bit more from that.

Status: Offline

Jan 27th, 2010, 01:23 AM	#59
Blah11 Mum (Mom) BnB Spammer Elite Join Date: May 2008 Posts: 32,872	Nevermind Linzi, fresh start today + Well done Needausername you're doing reallly well. I'm not sure how much I've managed to pay off but I hope it's something atleast I'll have to see what my bank statement looks like after the 1st when all my bills come out. It was -1500 last month.. eek! Hope I've paid off about £250 this month.

Status: Online

Jan 27th, 2010, 13:23 PM	#60
needausername Other BnB Addict Join Date: May 2009 Location: Ireland Posts: 4,664	This weekend is going to be a huge drain on me. I have a weekend away for an important family celebration. That will be E200 for it so its alot of money but I have to go. I won't be drinking though so hopefully I will come home with some of that money!

Status: Offline

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