Welcome to BabyandBump's Work & Finance Forum - Discuss money matters, maternity pay, benefits, rights and entitlements. Working while pregnant or thinking about going back to work? Ask any related questions here. This thread is called 'Better off with husband working part time?' and is in our Family Forums section. | 
Nov 26th, 2009, 14:31 PM
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#1 | | Pregnant (Expecting) Active BnB Member
Join Date: Mar 2009 Location: UK, Midlands, Leicester
Posts: 165
| better off with husband working part time??
I've been really stressed about money recently and how we're going to cope when baby is here. i'm 18 weeks pregnant and not working.
My husband works full time and earns £16250 a year.
all our money goes on the private rental of our 2 bedroom house, bills and food and hubby is always in his overdraft at the end of the month.
we're currently not entitled to any financial help and we'd hardly be entitled to anything when baby is here.
out of interest I went on the entitledto website and worked out what we'd get if Husband were to work part time - 16 hours a week
and it came out we'd be 3k better off a year, does this sound right??
this would solve our problems if so and i'd even be able to go back and do a course at college part time. someone tell me this sounds right? | | | | Status: Offline
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Nov 26th, 2009, 15:11 PM
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#2 | | Mum (Mom) Active BnB Member
Join Date: Aug 2009 Location: Surrey
Posts: 394
| Can u not get working tax credits?...your husband would need to apply...u should get something... | | | | Status: Offline
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Nov 26th, 2009, 16:51 PM
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#3 | | Pregnant (Expecting) Active BnB Member
Join Date: Mar 2009 Location: UK, Midlands, Leicester
Posts: 165
| no we don't get it at the moment, as he is under 25 and I think he earns to much to be able to get it when baby is here. I qualify for absolutely nothing. | | | | Status: Offline
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Nov 27th, 2009, 17:50 PM
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#4 | | Mummy to a little bug Chat Happy BnB Member
Join Date: Sep 2008 Location: Aberdeen
Posts: 1,884
| you need to be earning under 16050 to get anything substancial for tax credits. | | | | Status: Offline
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Nov 27th, 2009, 21:12 PM
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#5 | | Preg after mc! Chat Happy BnB Member
Join Date: Apr 2009 Location: England
Posts: 1,149
| Unfortunately for most, the benefits system does benefit those more who don't work! x | | | | Status: Offline
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Nov 27th, 2009, 23:26 PM
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#6 | | Mummy to Brandon Active BnB Member
Join Date: Sep 2008 Location: Derby
Posts: 652
| You probably would be better off if he works less, sad but true. My OH got laid off because of a bad back and we worked out if he looks for a full time job now we have brandon then we will only be £30 a week better off than we are now (he had so much trouble finding work anyway because he can't do the jos he has experience in)
We decided that we would rather go without the £30 and him be the one that stays home with brandon while i work 16 hours x | | | | Status: Offline
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Nov 28th, 2009, 14:42 PM
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#7 | | Pregnant (Expecting) Active BnB Member
Join Date: Mar 2009 Location: UK, Midlands, Leicester
Posts: 165
| we made some calls to the tax credit people and with hubby working less it was confirmed we'd be a bit better off. how ridiculous? it doesn't make sense. | | | | Status: Offline
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Nov 30th, 2009, 16:08 PM
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#8 | | Mum (Mom) Active BnB Member
Join Date: Jan 2009 Location: Co Durham
Posts: 789
| becareful with what they quote you on the website and over the phone mine has been out by 20 pound a week sometimes
and is still 5 a week off what tehy said | | | | Status: Offline
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