Hell yeah! This is drastic but I just realized that my insurance covers IVF too!!!!!
Insurance through IL state freaking rules!!!!!
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IL Infertility Insurance Laws What is Covered?
Illinois requires group insurance and HMO plans to cover the diagnosis and treatment of infertility the same as all other conditions. For example, they may not apply any unique co-payments or deductibles for infertility coverage. Benefits shall include, but not be limited to:
* testing
* prescription drugs
* artificial insemination
* invitro fertilization (IVF)
* gamete intrafallopian tube transfer (GIFT)
* intracytoplasmic sperm injection (ICSI)
* donor sperm and eggs (medical costs)
o procedures utilized to retrieve oocytes or sperm and subsequent procedures used to transfer the oocytes or sperm to the covered recipient are covered
o Associated donor expenses medical expense, including but not limited to physical examination, laboratory screening, psychological screening, and prescription drugs, are covered if established as prerequisites to donation by the insurer
What are the Limits?
Benefits for advanced procedures such as IVF, GIFT, ZIFT or ICSI are required only if you have been unable to attain or sustain a successful pregnancy through reasonable, less costly medically appropriate infertility treatments for which coverage is available under the policy.
The benefits for advanced procedures required by the law are four completed oocyte retrievals per lifetime of the individual, except that two completed oocyte retrievals are covered after a successful live birth is achieved as a result of an artificial reproductive transfer of oocytes. For example, if a successful live birth takes place as a result of the first completed oocyte retrieval, then two more completed oocyte retrievals for a maximum of three are covered under the law. If a live birth takes place as a result of the fourth completed oocyte retrieval, then two more completed oocyte retrievals for a maximum of six are covered. The maximum number of completed oocyte retrievals that can be covered under the law is six.
One completed oocyte retrieval could result in many IVF, GIFT, ZIFT or ICSI procedures. There is no limit on the number of procedures, including less invasive procedures such as artificial insemination. The only limitations are on the number of completed oocyte retrievals.
NOTE: Once the final covered oocyte retrieval is completed, one subsequent procedure (IVF, GIFT, ZIFT, or ICSI) used to transer the oocytes or sperm is covered. After that, the benefit is maxed out and no further benefits are available under the law.
NOTE: Oocyte retrievals are per lifetime of the individual. If you had a completed oocyte retrieval in the past that was paid for by another carrier, or not covered by insurance, it still counts toward your lifetime maximum under the law.
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Because McDonalds headquarters is in Chicago, our insurance is through BCBS of IL. HELL YES!!!! AK insurance blows!
I thought spring was here! *pout* Oh well... at least it is white and pretty again!
I haven't seen snow in a long time but I know how beautiful it is especially when it first falls and there's a nice clean blanket of snow
here's some baby dust your way 
for private health insurance!!!!!!!! 
It is making me tired. 
and nothing happening what-so-ever! Oh well! Only 20 more days to something other than Met. WOOT! 
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