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Old May 21st, 2008, 19:38 PM   #1
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Anyone have private health insurance in the UK?


I'm coming back to the UK in July for a year. I am very aware that during my last 4 years of Swiss healthcare I am incredibly spoilt. I have had a lot of complications TTC, but I am used to be seen by the specialist team in the hospital regularly, they know me and know my history personally. I've read threads on here about people having to wait for appointments even after mc, having to wait for internal scans, not been given blood tests... I mean, during the last year I've had so many internal ultrasounds I've lost count, sometimes more than once a week! My point being, it's going to be a huge drop down to earth moving back to the UK and it's not like the NHS have a great reputation. Just before I moved here I had a terrible experience in Swindon. I had keyhole surgery for endometriosis and they cocked it up spectacularly. Even before that I had to convince my GP that endometriosis existed and was a serious problem before I could get anywhere near a gynae., makes me shudder.

My DH has private healthcare (Bupa) and I was wondering whether anyone else has this, whether they use it for their TTC journey, whether they think it's worth using is.
Thanks guys!
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Old May 21st, 2008, 19:50 PM   #2
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My OH has BUPA and if our TTC takes to long I think he would rather go down that route than the NHS, not because the NHS can't do it, purely due to waiting times etc.
He has used it a couple of times and they have been brilliant - that said he had T/C and the NHS couldn't have been more efficient or able.
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Old May 21st, 2008, 19:54 PM   #3
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I have private hc but unfortunatly when I m/c last week I wasn't covered under my policy for pregnancy. Not to scare you but I had the worse experiance with the NHS with my m/c and to say I have no faith in them is an understatement. We are TTC again and we are going to change my policy to make sure we are covered this time. If I were you if possible I would def take the private route.
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Old May 21st, 2008, 19:57 PM   #4
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I know the NHS are not all bad. For example I would be quite happy to have my parents GP on the NHS, he has always been wonderful, it's just that I'll be living 2 hours away so not really convenient. Again, when my Grandmother was dying the Drs and nurses couldn't have been more caring and concerned. However, with TTC (or actually before I was TTC, but had "womens" problems) I have had different experiences. Basically as it's not life threatening I was told I wasn't a priority. It took 18 months for me to have a laparascopy, I was cancelled on 5 times, normally an hour before surgery. It's that I couldn't cope with. Even when I couldn't walk each month due to my crippling periods they didn't take me seriously, I was told it was normal. Obviously can't really prove any of this has caused me all the problems I'm having now, but if I could go back and slap a few of the Drs I would.... Actually the Drs here reckon that when I had my appendix out when I was 16 the endometriosis fed on the adhesions and because I was prone to have problems anyway (always had heavy periods until I got pregnant) it just spiralled out of control.
Oh I'm so cheerful this evening!!
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Old May 21st, 2008, 20:00 PM   #5
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My auntie and uncle both have full BUPA cover and rant and rave about how good it is, although that could be just compared to the NHS!!!
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Old May 21st, 2008, 20:49 PM   #6
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check policy details, as with my last policy I wasn't covered for any sort of pregnancy care/ m/c, pre post natal, and birth stuff. Just make sure of the small print before you sign.

doctor still has to refer you to your private healthcare provider, although i've never had a problem with this.
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