What do you spend?

Pyrrhic · Feb 24th, 2010, 09:57 AM

Just wondering what the average spend was per week when on your own, on things like groceries, bills, etc with just you and 1 child as I'm going through my finances just now and seeing what sort of house I can afford.

Thanks girls

expecting09 · Feb 24th, 2010, 11:23 AM

My average month:

23 - water
11 - tv licence
20 - phone and broadband
50 - electric
150-200 - food/nappys/milk
40 - loan repayment
15 - mobile
then extras of about 50 a month for luxuries/clothes for kacie etc

I'm sure theres more but I can't think right now lol

purpledahlia · Feb 24th, 2010, 11:33 AM

I dont have bills to pay but i spend on average

20 on overdraft payments
40 on phone
60 on petrol for mums car/carwash
60-80 on food
50 maybe on formula
40 on toiletries for me and Ava

anything left i put into savings, luckily mum wont take rent from me just now, but that'd be covered by HB if i was in a flat anyways. so only extra id have would be electricity and gas.

Pyrrhic · Feb 24th, 2010, 12:01 PM

Thanks for that girls, couple things on there I hadn't factored in so that's been really helpful

purpledahlia · Feb 24th, 2010, 12:03 PM

i knwo in englad you have water to account for too, theres ways of living cheaply tho. just budgeting

Pyrrhic · Feb 24th, 2010, 12:05 PM

Yeah am in the Highlands so don't pay for water

Hopefully I will find a house soon! Am looking at two rural cottages on Monday. Country living is pretty cheap, and have worked out I will have about £800 but that's for bills, phone, internet, tv license, food, everything really except rent.

Thanksfully you're money goes far here for rent and I can get a 3 bedroom detached house for about 500-600 per month

purpledahlia · Feb 24th, 2010, 12:12 PM

will you be getting HB for the rent and council tax? worth calling the council to chek their limit of HB awarded, its usually by bands in areas.

Also, join orange. Get your interent free with a contract phone, contract can be like £20 a month and then u only need the BT phone line.

If you can, i think its better to just pay the tv liscence a one off sum, instead of having it come out each month. its one less thing to think about each month!

Pyrrhic · Feb 24th, 2010, 12:26 PM

I'm on orange atm with my iPhone. Have phoned about HB and am entitled to £550 a month rent as well as council tax. I will definitely need a land line though, as mobile reception in the Highlands is very patchy!

That's a good idea about the TV license, thanks hun

sweetlullaby · Feb 24th, 2010, 12:43 PM

Sorry to butt in lol whats the orange thing with free internet? Im with orange atm on contract phone lol

I dont pay bills as such atm as Im still at home just pay some housekeeping,phone bill, food etc but will keep an eye on this for moving out as well agree that budgeting etc can help a lot!

nievesmama · Feb 24th, 2010, 13:00 PM

My monthly outgoings are approx.

£31.50 water
£80 Gas and Elec
£11 TV
£50 landline, Broadband and Vision TV
£20 Mobile ( mine and my daughters)
£150 catalogue, credit card repayments
£360 food, toiletries, nappies etc
£42 Nursery
£6.50 Window Cleaner

Feb 24th, 2010, 09:57 AM	#1
Pyrrhic Mum (Mom) BnB Elite Join Date: Mar 2008 Posts: 14,567	What do you spend? Just wondering what the average spend was per week when on your own, on things like groceries, bills, etc with just you and 1 child as I'm going through my finances just now and seeing what sort of house I can afford. Thanks girls

Status: Offline

Feb 24th, 2010, 11:23 AM	#2
expecting09 Mum (Mom) Chat Happy BnB Member Join Date: May 2009 Location: Cornwall Posts: 1,047	My average month: 23 - water 11 - tv licence 20 - phone and broadband 50 - electric 150-200 - food/nappys/milk 40 - loan repayment 15 - mobile then extras of about 50 a month for luxuries/clothes for kacie etc I'm sure theres more but I can't think right now lol

Status: Offline

Feb 24th, 2010, 11:33 AM	#3
purpledahlia Mum (Mom) BnB Elite Join Date: Apr 2009 Posts: 14,871	I dont have bills to pay but i spend on average 20 on overdraft payments 40 on phone 60 on petrol for mums car/carwash 60-80 on food 50 maybe on formula 40 on toiletries for me and Ava anything left i put into savings, luckily mum wont take rent from me just now, but that'd be covered by HB if i was in a flat anyways. so only extra id have would be electricity and gas.

Status: Offline

Feb 24th, 2010, 12:01 PM	#4
Pyrrhic Mum (Mom) BnB Elite Join Date: Mar 2008 Posts: 14,567	Thanks for that girls, couple things on there I hadn't factored in so that's been really helpful

Status: Offline

Feb 24th, 2010, 12:03 PM	#5
purpledahlia Mum (Mom) BnB Elite Join Date: Apr 2009 Posts: 14,871	i knwo in englad you have water to account for too, theres ways of living cheaply tho. just budgeting

Status: Offline

Feb 24th, 2010, 12:05 PM	#6
Pyrrhic Mum (Mom) BnB Elite Join Date: Mar 2008 Posts: 14,567	Yeah am in the Highlands so don't pay for water Hopefully I will find a house soon! Am looking at two rural cottages on Monday. Country living is pretty cheap, and have worked out I will have about £800 but that's for bills, phone, internet, tv license, food, everything really except rent. Thanksfully you're money goes far here for rent and I can get a 3 bedroom detached house for about 500-600 per month

Status: Offline

Feb 24th, 2010, 12:12 PM	#7
purpledahlia Mum (Mom) BnB Elite Join Date: Apr 2009 Posts: 14,871	will you be getting HB for the rent and council tax? worth calling the council to chek their limit of HB awarded, its usually by bands in areas. Also, join orange. Get your interent free with a contract phone, contract can be like £20 a month and then u only need the BT phone line. If you can, i think its better to just pay the tv liscence a one off sum, instead of having it come out each month. its one less thing to think about each month!

Status: Offline

Feb 24th, 2010, 12:26 PM	#8
Pyrrhic Mum (Mom) BnB Elite Join Date: Mar 2008 Posts: 14,567	I'm on orange atm with my iPhone. Have phoned about HB and am entitled to £550 a month rent as well as council tax. I will definitely need a land line though, as mobile reception in the Highlands is very patchy! That's a good idea about the TV license, thanks hun

Status: Offline

Feb 24th, 2010, 12:43 PM	#9
sweetlullaby Mum (Mom) BnB Addict Join Date: Apr 2009 Location: Uk Posts: 6,337	Sorry to butt in lol whats the orange thing with free internet? Im with orange atm on contract phone lol I dont pay bills as such atm as Im still at home just pay some housekeeping,phone bill, food etc but will keep an eye on this for moving out as well agree that budgeting etc can help a lot!

Status: Offline

Feb 24th, 2010, 13:00 PM	#10
nievesmama Mum (Mom) Active BnB Member Join Date: Apr 2009 Location: Far. far away Posts: 601	My monthly outgoings are approx. £31.50 water £80 Gas and Elec £11 TV £50 landline, Broadband and Vision TV £20 Mobile ( mine and my daughters) £150 catalogue, credit card repayments £360 food, toiletries, nappies etc £42 Nursery £6.50 Window Cleaner

Status: Offline

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