Statutory Mat pay - UK ladies?

Maybebaby80 · Sep 8th, 2009, 13:23 PM

Hey all

I received my acknolwedgement letter from work in response to the form I filled in to say my mat leave date and all that.

Anyway it says statutory maternity pay is £117 - is this right, I was sure it was around £120 now - don't want to get ripped off! Is there different levels?

Thanks

mrsneish2b · Sep 8th, 2009, 13:42 PM

hey i found this for you x

How much SMP do you get
If you qualify for SMP, it is paid:

for the first six weeks at 90 per cent of your average gross weekly earnings with no upper limit
for the remaining 33 weeks at the lower of either the standard rate of £123.06, or 90 per cent of your average gross weekly earnings
Please read ‘Statutory Maternity Pay – how it is worked out’ for more information

from direct.gov website

Maybebaby80 · Sep 8th, 2009, 13:44 PM

Thanks for that. Hoping it is just a typo on the letter!

That is great - thanks.

Perdita · Sep 8th, 2009, 13:52 PM

Oh my - how exactly am I meant ot manage when my wages drop from 90% of £350 a week to £120??? And because I have a mortgage I won't get housing benefit regardless of the fact I won't be able to pay it!!! I am scared now! £480 a month won't even cover my mortgage and bills which including council tax is £750 a month!! It seems the system is set up to make you run back to work as fast as possible but I'm on my own so don't have anyone to take over looking after the baby while I go back to being a wage slave. Unbelievable.

Maybebaby80 · Sep 8th, 2009, 13:56 PM

Quote:

Originally Posted by Perdita

Oh my - how exactly am I meant ot manage when my wages drop from 90% of £350 a week to £120??? And because I have a mortgage I won't get housing benefit regardless of the fact I won't be able to pay it!!! I am scared now! £480 a month won't even cover my mortgage and bills which including council tax is £750 a month!! It seems the system is set up to make you run back to work as fast as possible but I'm on my own so don't have anyone to take over looking after the baby while I go back to being a wage slave. Unbelievable.

It is going to be hard. Remember that the blooming £123 is also taxable, I think it comes to about £100 one all the tax and NI is off.

However, you will also get child benefit at £20 a week and then there is child tax credits and working tax credits - there is lots of info on the web.

Also, a lot of mortgage companies will offer a maternity holiday - you can stop paying for about 6 months - check this out with them.

I can't recommend the following website enough - moneysavingexpert.com - especially the Forums for advice on this sort of stuff.

x

Raggydoll · Sep 8th, 2009, 14:52 PM

HI Maybebaby,

SMP until 5th April 2010 is £123.06. However if your weekly pay at 90% is lower than the statutory rate you will be paid the lower amount.

With regard to Tax (on a tax code of 647L) you pay tax on earnings over £124.61 per week.

On NI you pay 11% on earnings over £110.

Maybebaby80 · Sep 8th, 2009, 15:46 PM

Quote:

Originally Posted by Raggydoll

HI Maybebaby,

SMP until 5th April 2010 is £123.06. However if your weekly pay at 90% is lower than the statutory rate you will be paid the lower amount.

With regard to Tax (on a tax code of 647L) you pay tax on earnings over £124.61 per week.

On NI you pay 11% on earnings over £110.

Thanks for this info - I do earn over that amount, looking at it I think they have put the 2008 figure instead of the one for this year.

I am confused now about the tax though - I thought it was worked that you pay tax on all earnings over £6470, I will earn over this cause I am taking 9 months mat leave. I think I need to look into it!

smokey · Sep 9th, 2009, 03:51 AM

At least you going to get it, my company have just screwed one pregnant girl out of hers and now are trying to do the same to me.
My boss has reduced my hours claiming they have to for safety reasons, he thinks im too stupid to know that anything below 16 hours and they dont have to pay me smp.

LoobyLou75 · Sep 9th, 2009, 03:57 AM

I am lucky with my company. I get 6 months full pay then 15 weeks SMP.

You will still accrue your holidays whilst you are on maternity leave so worth taking them at the end to enable you more time off and get paid for it.

geekone · Sep 9th, 2009, 04:20 AM

Quote:

Originally Posted by smokey

At least you going to get it, my company have just screwed one pregnant girl out of hers and now are trying to do the same to me.
My boss has reduced my hours claiming they have to for safety reasons, he thinks im too stupid to know that anything below 16 hours and they dont have to pay me smp.

Hi

That is totally illegal, I would look into getting it sorted now before you get any further down the line.

Sep 8th, 2009, 13:23 PM	#1
Maybebaby80 Other Active BnB Member Join Date: Apr 2009 Location: Scotland Posts: 514	Statutory Mat pay - UK ladies? Hey all I received my acknolwedgement letter from work in response to the form I filled in to say my mat leave date and all that. Anyway it says statutory maternity pay is £117 - is this right, I was sure it was around £120 now - don't want to get ripped off! Is there different levels? Thanks

Status: Offline

Sep 8th, 2009, 13:42 PM	#2
mrsneish2b Mum (Mom) Active BnB Member Join Date: Feb 2009 Location: Aberdeen uk Posts: 231	hey i found this for you x How much SMP do you get If you qualify for SMP, it is paid: for the first six weeks at 90 per cent of your average gross weekly earnings with no upper limit for the remaining 33 weeks at the lower of either the standard rate of £123.06, or 90 per cent of your average gross weekly earnings Please read ‘Statutory Maternity Pay – how it is worked out’ for more information from direct.gov website

Status: Offline

Sep 8th, 2009, 13:44 PM	#3
Maybebaby80 Other Active BnB Member Join Date: Apr 2009 Location: Scotland Posts: 514	Thanks for that. Hoping it is just a typo on the letter! That is great - thanks.

Status: Offline

Sep 8th, 2009, 13:52 PM	#4
Perdita Waiting To Try (WTT) Active BnB Member Join Date: May 2009 Location: Fife, Scotland Posts: 577	Oh my - how exactly am I meant ot manage when my wages drop from 90% of £350 a week to £120??? And because I have a mortgage I won't get housing benefit regardless of the fact I won't be able to pay it!!! I am scared now! £480 a month won't even cover my mortgage and bills which including council tax is £750 a month!! It seems the system is set up to make you run back to work as fast as possible but I'm on my own so don't have anyone to take over looking after the baby while I go back to being a wage slave. Unbelievable.

Status: Offline

Sep 8th, 2009, 14:52 PM	#6
Raggydoll Mum (Mom) Chat Happy BnB Member Join Date: Mar 2009 Location: Somewhere only I know Posts: 2,046	HI Maybebaby, SMP until 5th April 2010 is £123.06. However if your weekly pay at 90% is lower than the statutory rate you will be paid the lower amount. With regard to Tax (on a tax code of 647L) you pay tax on earnings over £124.61 per week. On NI you pay 11% on earnings over £110.

Status: Offline

Sep 9th, 2009, 03:51 AM	#8
smokey Mum (Mom) BnB Addict Join Date: Mar 2009 Location: Surrey Posts: 7,691	At least you going to get it, my company have just screwed one pregnant girl out of hers and now are trying to do the same to me. My boss has reduced my hours claiming they have to for safety reasons, he thinks im too stupid to know that anything below 16 hours and they dont have to pay me smp.

Status: Offline

Sep 9th, 2009, 03:57 AM	#9
LoobyLou75 Mum (Mom) Chat Happy BnB Member Join Date: Jan 2009 Location: Huddersfield Posts: 1,765	I am lucky with my company. I get 6 months full pay then 15 weeks SMP. You will still accrue your holidays whilst you are on maternity leave so worth taking them at the end to enable you more time off and get paid for it.

Status: Offline

Similar Threads
Tax credits and mat pay?	Work & Finance
Will My SIL Qualify for Mat Pay	Work & Finance
Statutory Maternity Pay UK	Long Term Trying To Conceive
Should I delay conception to get mat pay?	Long Term Trying To Conceive

User Name		Remember Me?
Password