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Old Dec 18th, 2007, 12:53 PM   #1
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Having doubts


I'm starting to wonder if having a baby is a good idea. Don't know how we'll cope financially, I'm just about to lose my job, won't get another one now I'm pregnant but OH doesn't earn enough, no SMP or maternity benifits as far as I know , we are really going to struggle. Plus GP phoned today my bloods a last week were not good but they don't think they can give me the treatment I need due to the pregnency.

I'm gettingworried and scared that I can't do this. I'll never be able to care for a bay and with no money its going to be awful

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Old Dec 18th, 2007, 12:55 PM   #2
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My mom always said that you find ways to make room for a baby and you find ways to pay for what they need. I truly believe she is right, you will find a way to make things work, you'll be surprised at how resourceful you can be.
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Old Dec 18th, 2007, 12:56 PM   #3
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I'm sure you could still get a job if you try soon. I was 10-12 weeks pregnant when I got my job, I just didn't tell them. It's not something you HAVE to tell them, and if they cannot tell themselves.. I worry about us financially, but we will overcome it, and actually that is the only thing I cried about when I found out I was pregnant.
I cannot really relate to your blood issue though, and I dont know anything about it. However, I hope things get better!
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Old Dec 18th, 2007, 13:02 PM   #4
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Hey, I went through the same when I first found out I was pregnant. It didn't help that DP changed his mind loads of times and kept wanting me to have a termination. I got really depressed and thought I'd changed my mind even though I've always wanted a baby.

DP quit his job when I was about 8 or 9 weeks and isn't working again yet and my job cut my hours down to nothing so I haven't worked in about 6 weeks. We are really struggling for money too. I'm looking for temporary work but it's hard to find and I know my chances aren't good. It's a horible feeling when dp was a high earner and between us we were doing really well and in a great position to have a baby and now we are struggling to cope and trying to claim benefits.

Still we're really happy now that we are having this baby and we know it will get better. I bet you will be too once it has properly sunk in. It just takes a bit of time to adjust to the big changes but no matter what you will have your baby at the end of it all and tha makes it worth it!!
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Old Dec 18th, 2007, 13:15 PM   #5
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I still freak out from time to time about whether or not we will be able to support LO, but we will find a way, as will you. It is hard not to stress about, but just remember, when you are holding your LO in your arms for the first time, it will all be worth it.
I hope things get better for you.
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Old Dec 18th, 2007, 14:08 PM   #6
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I worry too but i think if everybody waited until they were financially secure before having a baby, then not many of us would have one at all.
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Old Dec 18th, 2007, 14:14 PM   #7
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We've always been told that if you "wait til you're ready" to have a baby, you'll *never* have a baby. We always thought that we'd have to wait til DH was out of grad school before having kids...but decided that we wanted to start earlier. DH is still in grad school (probably has another 2-3 years), and we're discovering that day care for the peanut will cost more than his stipend. I obviously can't quit working because I'm the only one with regular salary and benefits. But...somehow we'll make it work. And I think we all will. It won't be easy, but it will be *so* worth it!
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Old Dec 18th, 2007, 14:22 PM   #8
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I also been worrying like crazy, Afraid to tell my boss im self employed Nanny, So there is no time off there for Maternity im lucky if I get 2 weeks, my bills are also pilling up high , My fiance is working a terrible job and between his child support from kid #1 and his health insurance be is barly bringing anything in. Sometimes i got nuts too but im just hoping somehow someway it will all work out and if it dont we will go nuts together ! LOL
but yes this is the morst worried i have ever been !
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Old Dec 18th, 2007, 15:58 PM   #9
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Like Elliesmum said, if everyone waited until they thought they were financial ok then you would probably never get around to having a baby!!

We will be a lot worse off when the baby arrives as the SMP is less then a quarter of what i normally earn.

Someone i know who is pregnant was stressing over this matter the other day, she works full time so will receive SMP which is 112 per week (before tax). Her midwife was telling her she was entitled to this benefit and that benefit as she a single mum etc and then when she said she worked full time they said " oh no, you wont get any of that then"!! Her rent is £60 per week alone.

Sometimes you are better off claiming benefits then working! (thats not meant in offence to any working or on benefits, just if your a low earner, sometimes it works out your better off!)

xxx
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Old Dec 18th, 2007, 16:04 PM   #10
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Im sure it will work its self out. Go down to your local CAB for advice. They will be able to help you. Because you will be classed as low income im pretty sure social security benefits will be available to you also. X
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