little help please re: money

bumps_a_daisy · Feb 24th, 2010, 18:51 PM

Bit of help what is the difference between child tax credit and child benefit?
also whats income support???

and if you live with your parents can you get housing benefits?

totally confused

I work full time 40+ hours and earn over 18000

isolabella · Feb 24th, 2010, 18:56 PM

I believe child benefit is paid regardless of your household income, the others are based on it. Don't quote me but on your salary you should be entitled to working tax credit.Have you been given your nhs pregnancy purple book from your midwife? All the info is in there or you can find it on www.directgov.co.uk. There's also a benefits calculator on there too.

thelilbump · Feb 24th, 2010, 19:08 PM

yes child benefit is standard for everyone £20 a week for your first child and about £15 for the second or something like that.

Child tax credits i think is dependant on your income. Income support is for those not working, not quite sure how you qualify for it but as you're working it won't matter to you anyway. I don't think you would get housing benefit either. I'm no expert though as don't claim benefits just tax credits.

MrsGlitz · Feb 25th, 2010, 03:00 AM

I wouldn't have thought you'd be entitled to HB. I only earn £14.5k a year and when DH wasn't working we only got £100 a month HB and were paying £750 a month in rent. I don't know what the entitlement is to tax credits as that is income based. Tax credits are based on the income from the previous tax year, so once I get this year's P60 I am going to investigate what we are entitled to. CB isn't means tested and is available to everyone, regardless of whether you are unemployed or earning millions!

Windmills · Feb 25th, 2010, 05:58 AM

You wouldn't need housing benefit as you live with your parents. Income support is for the unemployed- you'll go onto either Statutory Maternity Pay or Maternity Allowance depending how long you've been in your job. Tax Credits- go on Google, search for 'Working Tax Credit' there's a calculator to help you work out roughly what you're entitled to.

babythinkpink · Feb 25th, 2010, 06:10 AM

If your not sure have a look on the gov.com sites for info about it, or ask CAB for help, they can also help with form filling as if they are new to you then they can be a bit mad!

You really need to ask about these things, if you are looking to move out of home then it is worth asking first to find out if you could get any help towards renting.

As long as you are employed long enough you will get the usual mat pay, and child benefit when you register your child's birth and let child benefit people know.
Child tax credit you can apply for or make a call to them and they may give you an idea as to if you could get it and send you the forms.

Don't forget your midwife can give you forms for a one off healthy pregnancy payment of about £190.

Hope this helps

Mummy2Asher · Feb 25th, 2010, 06:17 AM

i earn basic 13k, but i get alot more for enhancements, but for the 13k i dont get housing benefits. and pay 600 a month for my rent and 130 c tax.
so child benefit is £20 a week, and tax credits depends on your circumstances...e.g whether u work, where u live, if you have to pay childcare. etc
becuase you live with your parents they take into account what they earn i think, im not sure becuase i never lived with my mum while having my son. i think you get child benefit and income support?

Mummy2Asher · Feb 25th, 2010, 06:19 AM

i went to the job centre and spoke to an advisor who can say what your entitled to, and how to apply etc etc. maybe try that? xx

Feb 24th, 2010, 18:51 PM	#1
bumps_a_daisy Pregnant (Expecting) Active BnB Member Join Date: Jan 2010 Location: Aberdeenshire Posts: 494	little help please re: money Bit of help what is the difference between child tax credit and child benefit? also whats income support??? and if you live with your parents can you get housing benefits? totally confused I work full time 40+ hours and earn over 18000

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Feb 24th, 2010, 18:56 PM	#2
isolabella Mum (Mom) Active BnB Member Join Date: Jan 2010 Posts: 659	I believe child benefit is paid regardless of your household income, the others are based on it. Don't quote me but on your salary you should be entitled to working tax credit.Have you been given your nhs pregnancy purple book from your midwife? All the info is in there or you can find it on www.directgov.co.uk. There's also a benefits calculator on there too.

Status: Offline

Feb 24th, 2010, 19:08 PM	#3
thelilbump Mum (Mom) BnB Addict Join Date: Mar 2008 Location: lancashire Posts: 9,670	yes child benefit is standard for everyone £20 a week for your first child and about £15 for the second or something like that. Child tax credits i think is dependant on your income. Income support is for those not working, not quite sure how you qualify for it but as you're working it won't matter to you anyway. I don't think you would get housing benefit either. I'm no expert though as don't claim benefits just tax credits.

Status: Offline

Feb 25th, 2010, 03:00 AM	#4
MrsGlitz Mum (Mom) BnB Addict Join Date: Dec 2009 Location: Bournemouth, Dorset Posts: 3,150	I wouldn't have thought you'd be entitled to HB. I only earn £14.5k a year and when DH wasn't working we only got £100 a month HB and were paying £750 a month in rent. I don't know what the entitlement is to tax credits as that is income based. Tax credits are based on the income from the previous tax year, so once I get this year's P60 I am going to investigate what we are entitled to. CB isn't means tested and is available to everyone, regardless of whether you are unemployed or earning millions!

Status: Offline

Feb 25th, 2010, 05:58 AM	#5
Windmills Mum (Mom) BnB Addict Join Date: Jun 2009 Posts: 8,419	You wouldn't need housing benefit as you live with your parents. Income support is for the unemployed- you'll go onto either Statutory Maternity Pay or Maternity Allowance depending how long you've been in your job. Tax Credits- go on Google, search for 'Working Tax Credit' there's a calculator to help you work out roughly what you're entitled to.

Status: Offline

Feb 25th, 2010, 06:10 AM	#6
babythinkpink Mum (Mom) BnB Addict Join Date: May 2009 Posts: 2,878	If your not sure have a look on the gov.com sites for info about it, or ask CAB for help, they can also help with form filling as if they are new to you then they can be a bit mad! You really need to ask about these things, if you are looking to move out of home then it is worth asking first to find out if you could get any help towards renting. As long as you are employed long enough you will get the usual mat pay, and child benefit when you register your child's birth and let child benefit people know. Child tax credit you can apply for or make a call to them and they may give you an idea as to if you could get it and send you the forms. Don't forget your midwife can give you forms for a one off healthy pregnancy payment of about £190. Hope this helps

Status: Offline

Feb 25th, 2010, 06:17 AM	#7
Mummy2Asher Pregnant (Expecting) Chat Happy BnB Member Join Date: Jan 2010 Location: Somerset Posts: 2,074	i earn basic 13k, but i get alot more for enhancements, but for the 13k i dont get housing benefits. and pay 600 a month for my rent and 130 c tax. so child benefit is £20 a week, and tax credits depends on your circumstances...e.g whether u work, where u live, if you have to pay childcare. etc becuase you live with your parents they take into account what they earn i think, im not sure becuase i never lived with my mum while having my son. i think you get child benefit and income support?

Status: Offline

Feb 25th, 2010, 06:19 AM	#8
Mummy2Asher Pregnant (Expecting) Chat Happy BnB Member Join Date: Jan 2010 Location: Somerset Posts: 2,074	i went to the job centre and spoke to an advisor who can say what your entitled to, and how to apply etc etc. maybe try that? xx

Status: Offline

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