Babe, we are in the same boat as you.....when Jade was born there was no voucher so we never opened an account, but now we obviously have to sort Alfie's out it has made us think about Jade too. We always wanted to open an account for Jade but just never got round to it, but with Alfie getting the voucher, we really have no excuse not to do it.

But the next step is, to get £250 into Jade's account, then put money away for them both monthly....but god knows when that will happen as money seems to be going out left right and centre at the mo on one thing or another!

I am hoping that we will be in the position one day to put the Child benefit straight into their accounts and save that up for them!

Please don't take this personally anyone or in the wrong way as it is MY opinion and my up-bringin, but going back to what Amanda said earlier, I had a different up-bringing, my Mum would do anything she could to help out and would worry and lose sleep if we was in any sort of trouble that she was not able to help with. To me this is what parents are for, I would be there 100% for my kids and would like to be able to help them out whenever they need it and I will do my very best to do so as my Mum did for me. I don't want to spoil them, but I will not sit back and see them struggle, or want for anything important. Paul on the other hand has had no help form his Mum and has had a completely different kind of up-bringing, and there is no way she would help him out, she is too selfish, which really cuts me up and hurts me as my Mum would have done anything for us.....and it just annoys the hell out of me that she has the cheek to warrant the title of a parent, I don't care how old someone is, in my opinion when you are a parent, you are a parent and should do your best to help out til the day you die....but that is my opinion and up-bringing!

But having said all this, I do worry that giving the kiddies a lump sum would be a bad move as I can see it being blown on nothing......so we have decided, that they will not know about their trust finds (when they get one ) and we will give it to them for when they are ready to buy a house or get married or something, or to fund their future, something like that anyway, obviously it will all depend when the time comes! x

I'll let you know as and when i do one for Emily so we can compare lol

I've just re read my previous post back following what you said about your upbringing and realised it reads like my Mums horrid
I didn't mean it like that, my mum would give us her last quid if we needed it, what i meant was we did it on out own because we wanted to
I was 18 and decided i could do anything without my parents help( that soon bit me on the arse lol)

as long as your arse is healing!!

No babe, I didn't think your Parents were horrid as it was a passing comment type thing...I just put my two penneth in

I was always so close to my Mum so we always did things together, so I think it was natural that when I moved out my Mum helped me set up home and always knew if I was short of cash and would then help out (we were always together so she knew everything ).....you know what I mean, I wasn't spoilt in any way, the same as if Mum needed anything I would move heaven and earth to get it for her or help her out, it was a mutual thing! I did manage to get myself into some trouble I can assure you and there was no way anyone could bail me outta that! Although I must say when I did it again *sigh*, Paul bailed me out before we got together But it was a hard life lesson and my arse has healed!

Why are you not on MSN woman?!

oi missus if ur on msn uve blocked me!!!!

I am appearing offline!

she blocked me!!!

Me too

Lets conspire against her yvanne

lol!!!!

I aint blocked no bugger honest
I forget to sign in!!!
Am gonna put a post it on my comp reminding me to go on MSN when i come on here if i have time
Yvanne i don't think i even have you on it!!!!!

And if you were talking to Tam then all i have just written is bollox