Just been in town to renew our fixed rate, it expires the end of this month and would of jumped up £160 a month due to 4 interest rate rises in the past 2 years.Bloomin Halifax wanted to also charge £1500 arrangement fee! do one!

Anyhoo went to First Mortgage (Mortgage Advisory Centre) and we are now with Nationwide and payments have jumped up £90-so not as bad.

went for fixed rate for 5 years this time as by then kids will be in school and our debt will be cleared by then....hopefully.

Just thought I'd share xx

Friggin morgage companies!!!!

Glad you got it sorted though hunni

xxx

The bloody rises have crippled us, each time our mortgage goes up about £40!!!
Glad you have it all sorted now K

We're with the Yorkshire and they're really good, we've just got a 10yr fixed at a good rate and if we move house we just take it with us.

Cx

thats a bummer, i aint got a clue when it comes to mortgages
i want one though lol

Same here Dionne lol.

i was in the same boat as you Dionne awhile back. managed to get it all sorted anyway through http://www.moneysupermarket.com/mortgages/

i managed to find a mortgage, but months before hand found myself scouring their guide an forums as i just dident have a clue!!

as i said, sorted now anyway hope you managed to get yours sorted soon enough

K make sure you weren't charged more than £75 in exit fees from your old mortgage. If you were you can claim it back. We were charged £225 when we changed mortgages last year and got a cheque for £150 two months ago!

Ours is up in 09, dreading it!!

Lucy how do you claim back the exit mortgage fee ??? i got bumped 250