If so you will have been charged a mortgage administration exit fee (MAEF) The FSA has recently ruled that banks have been over changing these fees and have to pay them back! All it takes from you is to contact your previous lender and ask for it back, you do not evnhave to know what you are owed, and were talking about £50 to £200 odd quid which wil without fuss be paid back into your bank account in around 2 working weeks.
Here is a link for full detail, including the procedure for each lender (some just require a phone call others require a letter)
http://www.moneysavingexpert.com/cgi...70081918,22653,

Just to update you that this really does work. I have just made a 2 min phone call to the Woolwich who we moved our mortage from just over a year ago, and sure enog they will be crediting out account £188.35 within the next 5 working days!

Easiest money I have ever made

Cat missed this earlier, a mum at tots was telling me about it, we have changed twice in the last 5yr
so i might get both back
what did you say to them?
I get a bit tongue tied when on the phone LOL

wow thats really good, I havent re-morgated but I'll pass this onto my mum, thanks hun xx

Depends on who the provider is, With the Woolwich/Barclays its a dedicated phone line so you just give them your old mortgage account number and the address and the will tell you there and then how much your owed and just ask for the bank details of where you want the money deposited. If like in my Mus case is the Halifax they again have a specialist phone line which you call to get an application form which you have to fill out and return. You dont need to phone on your normal branch number, so dont worry about not knowing what your asking for. On the link I provided it will tell you what your bank need you to do, if its calling a specific number or writing to a specific department.

And yes you will get it refunded from both banks you moved from!

I just rang am getting £90 per mortgage acc I had 4! Woo-hoo this was nationwide,never write a letter so quick lol and posted it
Bex

cheers Cat,BTW not long for you now

Woohoo gonna do that in the morning
doesn't say for First Active but will ring customer care line, like it says for Bristol & West

Best thing told Ant, he said Bonus spend it on nappies if you want!!!

Nappies PMSL I could think of something better......like clothes and a night out lol

Jo your thinking the same as me! I have already been emailed a quote on some pockets from the states!

I also found some really nice mambo jeans I want, and OH said he wants some more shorts for summer, so looks like we will al be treated to new clothes.

I know but once you use cloth.................
Just got some new clothes for me but we'll see how much i get back