Welcome to BabyandBump's Home Life, Relationships & Finance Forum - Family, home & financial issues can sometimes become a burden, let off some steam & seek some friendly advice from others. This thread is called 'Planning for the future.....bills!!!!' and is in our You And Your Family section. | 
Jun 24th, 2008, 16:04 PM
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#31 | | Progesterone Popper!! Active BnB Member
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I'm Currently Feeling:  | Quote:
Originally Posted by Sparky0207  Me and OH both earn well for our ages (I think!) but we are broke every month! We have a 2 bed house, new build with no garage or garden
Our outgoings are:
Mortgage - £400
Council Tax - £125
Gas - £30
Electricity - £40
Water - £40
TV licence - £11
Internet - £30
2 mobile phones - £50
Car insurance - £33
Buildings and contents insurance - £11
Life insurance - £9
Food shoppong - £250 approx
Petrol - £300 approx
So thats about £1300 a month before we've even gone out or anything! | How is your life insurance so cheap???
Me (24) & OH (29) pay £32 a month for our life insurance! | | | | Status: Offline
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Jun 24th, 2008, 16:40 PM
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#32 | | Kerry! BnB Addict
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I'm Currently Feeling:  | my life insaurance is about £8.50 too... who are you with Lisa??
And Sparky Im jealous another one with a cheaper mortgage than me yet I only own half my property  |
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Jun 24th, 2008, 16:49 PM
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#33 | | Mum of 1 lil chubber! Active BnB Member
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I'm Currently Feeling:  | In all for the basics including the mortgage i think its approx £1200-1500, but then there are always the unexpected things that crop up like car tax etc or if the boiler breaks down or the cooker stops working or something needs replacing! The dog/cat needs to go to the vets....always something!
But as long as your rent or mortgage is less than 40% of your total earnings you should be fine. |
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Jun 24th, 2008, 16:52 PM
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#34 | | Mummy to Lucy Chat Happy BnB Member
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I'm Currently Feeling: | Quote:
Originally Posted by leedsforever my life insaurance is about £8.50 too... who are you with Lisa??
And Sparky Im jealous another one with a cheaper mortgage than me yet I only own half my property | I was lucky enough to have a big deposit though hun - my auntie died when I was young and left me lots of money so mum invested it and gave it to me when I was 18 - was about £50k so I put the majority of it down on my house.
Yeah my life insurance is cheap - and its for critical illness too! Im with Lloyds, do it through my bank account |
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Jun 24th, 2008, 17:48 PM
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#35 | | Progesterone Popper!! Active BnB Member
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I'm Currently Feeling: | I know what it is, if anything happens to us our mortgage is paid off and we get a lump sum! | | | | Status: Offline
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Jun 24th, 2008, 19:54 PM
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#36 | | Kerry! BnB Addict
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I'm Currently Feeling: | Quote:
Originally Posted by Sparky0207 I was lucky enough to have a big deposit though hun - my auntie died when I was young and left me lots of money so mum invested it and gave it to me when I was 18 - was about £50k so I put the majority of it down on my house.
Yeah my life insurance is cheap - and its for critical illness too! Im with Lloyds, do it through my bank account | arrr thats brill.....!!! 
mine is life insaurance not critical illness!! |
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Jun 24th, 2008, 20:46 PM
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#37 | | mum of 3 nearly 4. Chat Happy BnB Member
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I'm Currently Feeling:  | my out goings are alot less than all yours and im feeding a family of 5, thats the difference a council house makes.
i have also become a budget shop master, i can feed us all for a week with £50, dont ask me how, i baffle my self with that one.
makes you realise how lucky you was when you was a kid and mum and dad paid for everything. | | | | Status: Offline
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Jun 25th, 2008, 11:54 AM
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#38 | | Mummy to Lucy Chat Happy BnB Member
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I'm Currently Feeling: | Quote:
Originally Posted by leedsforever arrr thats brill.....!!!
mine is life insaurance not critical illness!! | Its not bad!
I think mine is if I die, my mortgage gets paid off and theres a bit left over but if I have a life threatening illness then I only get a certain amount paid out to cover everything, not a big lump sum. I should read the thing really! |
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Jun 25th, 2008, 11:56 AM
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#39 | | Kerry! BnB Addict
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I'm Currently Feeling: | mine is if I or my partner dies then mortgage gets paid off.... dont think I get a lump sum!!! Not sure...!! |
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