OMG

It makes me so thankful to be on the ladder. I jumped on the rudder 6 years ago and have plenty equity, OH has equity too. I think if we were starting now we would never do it. I don't know how anyone can afford to save for a deposit when paying that in rent.
I rent out my 2 bed house in cardiff for 550 pcm and it just covers the mortgage and insurances.
£800 is a lot of money, let alone a grand
