Caroline

I don't out payment protection either. I have an income protection policy which pays out 80% of salary which will cover all bills every month till i'm back ot work.

Wobbles

That sounds handy

Who do you have that with?

Caroline

Its with Liverpool Victoria it pays out £1800 a month and cost me just under £80 a month. They're not floated on the stock market yet, but prob will in next few years so when they do will more than likely get shares too. Our financial guy sorted it all out for us a couple of years ago when he did our mortgage.

Wobbles

Weight off your mind for now then hun?

Iwantone!!!

i work for a bank how much do u pay back in total ?

the best thing to do is do go with ur bank where every possibale as they can see you credit history better

|Phil|

I wouldnt take Payment protection on anything, it costs a bomb and they wont cover u 8 times outta 10 and u save a great deal. They always try weening there way outta covering you. A mate from work had PPI and was off work for 8 weeks due to illness caught at work and they didnt pay a penny.

Imi

Northern rock ALLLLLLLLLLLL the way!!!

Got our morgage and extra money when we took the morgage out with them at a really good rate!

And we have just had a letter saying that the month after we have had LO we can have a payment holiday for a month

I deffo recommended them!
xxx

Trinity

I would never have payment protection. I used to have it on my loans etc coz i owed a lot of money and then i got made redundant and they wouldnt let me claim. They said that you have to be out of work for more than 30 days and also have to have been claiming jobseekers allowance for more than that time aswell. So i got in a lot of trouble because i couldnt repay what was in arrears and thats mostly why i ended up going bankrupt coz of the stupid payment protection which i thought i was safe with!! I would have found other ways to cover it had i of known!!