We never have saving money, always struggle when we need to spend for something big. Now i'm 4.5 months pregnant and i know every month we only make enough income for expenses. Last night i wrote down what we will have to pay within 4-5 weeks and it's a lot of money. It's the money we don't have. i talked to him before that we should stop having dinner outside and try to save money, but he likes to enjoy life. He never seen the real problem we have, it's like he just ignores it all the time. He started going out on day off to play golf with his friend, and i always said it's not time to do that, we are not in the situation that allows him to play expensive sport. His friend has much more money and we are different.
So last night he asked me what i was writing. I showed him and he was like "what's that for? do we have to pay that soon? when? ...." He should know it, i know he knows it but now it's close to the time we need to have that money, and that excludes money for baby stuff and hospital, it's almost 3000 pounds ( we live in Asia and this is A LOT of money ). So again he said he will borrow his mom's money ( like always ). I told him we shouldn't rely on someone else even his parents because we already owe them money and haven't paid back a penny. I know his mom will say YES but it just makes life easy for him and i don't agree with it.
i don't know how to make him understand the problems. He sees money comes in and doesn't see money go out because i take care of paying the bills so i know how much we spend each month. He even wants the expensive baby bed in the big shopping center when we can spend 1/4 price in another place.
He always had everything given by his mom though, and it's been like this all the time - no money, call mom and problem's solved. I'm so stressed now, also staying at home with 2 dogs and he just comes home , watch TV, eat dinner , watch TV and sleep. every time i talk to him, he just doesn;t hear me because his attention is on that bloody TV ( i talked to him a few days ago that TV destroyed our communication and relationship because when he's home i actually talk the the dogs more than to him, and he spends 80% of his time watching TV )

Sorry this is not a nice story, but i have no where else to go and no one to talk to.
PS: i will write a long letter telling him how i feel and everything ( it's the only way he can get all the messages.

Barry is worse with money than I am, so when we moved in together I insisted that all the bills come off my account. He's set up a standing order so that all the money we need for the bills goes into my account on pay day. This leaves him with a bit of money to spend or save however he wants. Any money I have left over at the end of the month goes in a savings account that he doesn't know about.

Any money I have left over at the end of the month goes in a savings account that he doesn't know about.[/quote]

Maybe i should try to do this, having secret saving money. I might need it onw day.
We have a small online business ( only 2 of us do it ) and we don't have pay day, we get money on different days. He does some freelance work and i take care of our online customers from home. i took the laptop home so i can take care of housework and dogs and business.
i really need to get solution that works best for our situation.