Can any one recommend a loan company who dont object to private tenants?

I currently have a loan with my bank but they are stinging me on APR at 16% for some reason. When I took it they said its because I have never borrowed money before and I could have it reviewed in 3 months...

When i mentioned this when I was in there the other day the tune had changed to 'we only review loans if circumstances have changed' Seems a little odd... and the fact they are charging me £10 a month for an advantage gold account or something to get a lower loan rate... I dont see how that works some how ??

Thanks Xx

www.moneysupermarket.com

I use that site for all our money stuff, great website

if u have never had credit wth anyone in the past u are classed as risk to lend money to as they havre no record of how u have ran credit who ever u have the loan is the rule of thumb is that we see 6 months of payments to see how well u have ran it the less u borrow the more it cost for example i work for a bank if one of my customer borrow 5k they pay a rate 10.9% if the same customers borrows 7k the rate drops to 7.9% hope this helps if u want any more infor PM

Are you with Barclays by any chance? Sounds very familiar...

I usually check that link someone posted above as well, its been really useful.

xxx

no i work for halifax not barclays how rude

lol @ tiff

No not you :P I meant the girlie who posted the thread

sorry hunni u like bex ehhehehehe

nah, Natwest.

there worst ehhehe hope u get it sorted hunni