Wobbles

All banks sting ya ass including Halifax if your not loaded and want to take a loan! Piss take the lot of em but they all play the same games at the end of it!

Its like APR as little as **% then they say sorry we can't offer you that but we can offer at *higher*%! Grrr

I find my bank loan alot easier than my CC that I cleared with a loan!

Stef

Im not too bothered any more about it. Im just going to sit tight for the time being. Times might be tough but im sure we can manage.

I mean... i have savings to fall back on and if something did occur where I had to go into my overdraft then I have a £1000 limit and an empty credit card in my purse.

Oh and Natwest are by far the best Bank I have banked with, through my personal opinion I would personally choose not to bank at all.

Halifax have been idiotic at times. telling me I couldnt close my account because I couldn't find my cheque book. Where the fuck does it state that in the terms and conditions. I moved because they were taking money off me for no reason, I think there is all of 20p in that account now. Personally, they can kiss my ass. Just because you work for a company doesent mean that imparticular compnay is the best.

I work for Orange but I certainly don't think the sun shines out there ass!

X

Iwantone!!!

ur right wobbs they offer a rate APR ***% and after ur credit search to see if u can have it the APR rate **% it can go up thats y its a TYPICAL APR if its higher coz after the credit search u could be a higher risk thats y the rate higher and at the qte stage its A TYPICAL APR does not mean will defo get it if u credit bad or poor y should a bank offer u a good rate if ur a risk to them thats how it works sorry we dont make the rules

Wobbles

Tiff you take your job far too seriously lol

Lets face it no credit means bad credit with banks etc thats where they take the piss - give you higher APR just because you dont owe thousands to others and are seen to be paying it back (in short coz I cant be bothered lol) but Im sure many get the jist on how it works its MADNESS and 90% of the time you never get that good deal for silly reasons.

Iwantone!!!

i do take my job serouilsy i like it sorry sad to say but i do and it nice that i can tel u how it works thats all also if a bank advertisited an APR t least 50% of customers must get that rate otherwise they can advertiste the rate