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Iwne tin and applied for a loan once, which Ididnt take up in the end, however when Iapplied they asked if Iwanted to open a bank account with them to which I replied 'no'. Ilater found out that they opened an account for me anyway, and to an address I no longer lived at, and for every month that I didnt have any money in it (cause I didnt know it existed) I got charged £30.
. . .It was over 6 months before I found out about the account! Needless to say I was not the happiest bunny when I went into see them!
BOS is Bank of Scotland (or Halifax) The Royal bank of Scotland is a different bank.
Will find out tomorrow if its all been sorted, they have been very apologetic about it so hopefully i wont have anymore problems.
Me and OH both bank with halifax. I have for about 15 years and never once had a problem, perhaps its just their scotish counterpart that doesnt have its act together.
I think it was jsut the one woman i saw two weeks ago, she wasnt sure what she was doing and had to ask someone else and obviously didnt finalise the charge cancellations. Everyone else ive seen have been relly helpful.
The offical bank name is Halifax Bank of Scotland, HBOS
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