Wobbles

Not enough good credit.

For me it was the opposite way round I got a contract before a CC but I do think although banks won't agree lol that my time with bank made a big difference to why I got a CC from my bank because I can't get one with anyone else.

Also my contract was actually refused as I applied for o2 but they rang me an said although you can't have o2 you have been approved for T Mobile if you wish to continue.

Arcanegirl

Really annoying, i "need" a new phone, i cant have a conversation on my current one because its that muffled!

Wobbles

Tbh the only reason I went for a contract was to get some good credit my contract fee is pants & when its over I won't return unless I get a decent tariff with the network I want.

Be better buying yourself a new phone - Who do you use? o2 pay as go is fab! Put in £10 get 300 texts free a month an still keep the £10 for calling credit.

Arcanegirl

Im with Virgin, i dont really want to go with anyone else. I would just buy a new phone but i dont have the money upfront to get one anytime soon! Thats why i wanted a contract one.

Wobbles

Try ringing Virgin & seeing if they will offer you a good deal/contract?

Arcanegirl

lol if i was gonna phone them then id be phoning them to see why i got refused!

Wobbles

Sometimes going direct helps - or did you go direct?

Arcanegirl

I went through the website. Only thing is if i phone and try that way i wont get the same deal as it was an online only offer

Wobbles

Ahhh I see I thought you might have gone through another sites like the LINK or something. Had same problem with o2 although I'd been with them for yrs.

Arcanegirl

I failed the credit check, i just called them and found out