Dionne

god makes mine seem like pennies. but the prob with me is i dont pay it untill the court got intouch

but i am back on to it al now. every thing has being set up to be payed in enstalments on the 1st of every month except my mobile bill i refuse to pay it.

KX

It is depressing but its mine and OH's own fault!

Minxy

Dionne, you are so right. I work in employment training, and recent surveys (and business feedback) constantly say employers rate 'soft skills' (teamwork, communication, general numeracy/literacy) above ANY qualifications when it comes to recruitment.

I think the excuse that someone can't get a job is flimsy, but it's the government's fault for keeping people on benefits for so long that it's become a lifestyle of CHOICE for so many people, which was never the reason the system was set up.

At work I find it so hard to try and coach teens to get jobs when they come from families who sit at home and haven't worked in GENERATIONS!

On the house thing, I agree there is a severe lack of entry level properties but I also think it depends how desperate you are to get on the ladder. We bought a house for 92K. It's rundown and not in my area of choice but I really wanted to be a homeowner. For most people to own a first home takes a lot of compromise and I totally understand how you'd get used to living in nicer rented accomodation!

weestar21

can i just clarify that i dont get benefits for not working we only get tax credits and CB like most working parents do

so dont think because i dont work i get benefits

sophie

i have never ever been in debt ive never had a cc or contract phone! The only thing i have is a next account an that scares me!
Hubby has 10k debt but in his name. Whats mine is his an visa versa but he keeps me away from the money side of things cos i get scared but we do struggle from month to month cos of the repayments on the house etc!
Bloddy pain!
x

Wobbles

This may sound dumb to some people but I'd love to get into a bit more debt & stay private renting for now - If I could conceive & hold normally I wouldn't want to bar a house of my own but thats not the case & for a while now I've worried how to get a hold of a few grand to help us acheive our goal of a family with everything else I'd settle for last

Rather be up the debt ladder right now than the house ladder although I would LOVE to own our own place too

Minxy

Sorry, my post wasn't in response to your original post, I was just getting carried along in the conversation.

It's my general observations (and pet hates :wink: ) and definitely nothing to do with ANY member on here

Dionne

no i am not aiming at any one, i think we are just getting carried away in the whole working / benifit thing.

the gorverment really need to clamp down on it.

My mums friend is 38 has 2 children that are at school but she dont work and has not worked for 10yrs. she gets her benifits and they even give loans and she goes abroad. she has a nice house, housing benifits pay it for her.

i also no alot of girls that claim they are single get benifits but have a working partner.

i have done the maths and for me to leave kris give up work i will be much better of

KX

I want to win the lottery

Wobbles

Me too