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Old Dec 3rd, 2006, 13:53 PM   #31
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Might head into town at some point in the week & pop into another bank to see if I change who I bank with will they offer me the same accounts, etc.
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Old Dec 3rd, 2006, 13:56 PM   #32
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i have 3 accounts i only use 1 tho, unless im puttin money away n give my stepmum the card so i cant spend!
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Old Dec 3rd, 2006, 14:03 PM   #33
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3 different banks?

I do have another bank but OH has it - They won't give me what I want just a visa electron & apply in 6 months or something! Forget it!!!
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Old Dec 3rd, 2006, 14:04 PM   #34
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yea, clydesdale(my main 1) royal bank and bank of scotland!
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Old Dec 3rd, 2006, 15:09 PM   #35
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We are with Bank of Scotland (no problems with them) OH used to be with Barclays-I personally don't rate them
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Old Dec 3rd, 2006, 16:38 PM   #36
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Im with Bank of Scotland (Halifax) too, never any probs
I think though if youre new to them you do need to wait a while before appying for the bigger cards. Rob got an account with them a few months ago and hes only just getting a visa electron in Feb.
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Old Dec 3rd, 2006, 17:18 PM   #37
 
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All seems to be about credit rating.

Unless you're a student then they'll give you anything on the premis you'll be a good customer once ur earning!

Lots of people take Electron now, even online.

If u need a flexible card but no credit this looks quite good.

http://www.cashplus.co.uk/

I am going to get one, HATE CREDIT!!!!

May not work with some things if you need to guarentee payment but don't know max cost (e.g. car hire).
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