I saw that too and Bank charges are actually illegal.
I know someone who has had bad experiences with the bank, they went overdrawn for a DD was applied for 2 days before the agreed date.
The bank charged £39 for the privelidge of this company trying to get their money early.
Then they continued to try for the next 2 days hence more charges.
The money was paid in in time for the DD but then there was no money in for the bank charges so they charged a another charge for not being able to pay the original charge and it escalates.
The bank agreed to stop the extra charges (how generous) but she still had to pay 2 at £39 each even though none of it was her fault
I have had no problems at all with my bank as I work in accounts I have all my outgoing and incomings worked out each month but I do think they are all thieving b*stards.
Charm X